Opt out from credit card offers

[View with PicLens]

Are you sick of all the credit offers you get in the mail?  Tired of spending time shredding all that excess junk mail that just goes down the tubes.  If you like getting credit offers because it strokes your ego don’t read any further.  All these credit companies have ability to do “Soft hits” on your credit.  They do effect your credit, and they also send you tons of junk mail trying to get you to sign up for their credit programs.  What you need to do to opt out is go to optoutprescreen.com.  The form is simple to complete and will get you off the leads list and save your credit from minor hits. All you have to do is put your information in, and hit submit.   You have three options, and I think the online one is 5 year opt out.  You can also opt out forever, but you must send the form in by mail.  This link is verified, and it came from reputable source, its not some phishing site.